About Us

• Financial Services in Palm Bay, FL. Ultimately, by utilizing our trademarked PUBLOC™ (Portfolio of Uncollateralized Business Line-of-credit loans) product and service, you are not only able to secure the funding you need, but also strengthen your credit for now and for the future. Businesses can sell Invoices to a third party company for the improvement and management of cash flow, additionally often aiding in the reduction of bad debt. When Invoice Factoring is used in business, an almost immediate benefit is realized because of the immediate boost to cash flow, while at the same time reducing the ‘follow up’ load by eliminating the need to process invoices, which can decrease employee payroll. With Factoring or Invoice Financing, since the third party buyer assumes all risk if the invoice is not paid, an additional benefit is the reduction in bad debt. The S.B.A. is a Government Guaranteed Program; it does NOT loan any money, but instead issues guarantees to lessen the risk for many banks (and a handful of non-bank lenders) who make the actual loans. Any business loan acquired to provide capital for the purpose of purchasing or leasing equipment. Financing methods can include equipment leasing, SBA and other government loans, as well as sale-leaseback and other collateralization of existing equipment toward additional purchases. Equipment leasing often is desirable when depreciation is a higher factor. When you use a Merchant Cash Advance, the business gets a cash advance – usually approved and funded in a matter of a day or two – it’s relatively easy and very little paperwork is needed. Of course, you contractually agree to pay back the advance, and the additional agreed upon fee. The funding provider takes a portion of your credit card sales each day directly from your business account, until the entire amount has been repaid.