WE WORK HARD FOR HARD-WORKING PEOPLE. At USE Federal Credit Union, no two members are the same. Blue or white collar, younger or wiser, they all have one thing in common—they hustle for every dollar they earn. We respect that, and show our appreciation in low rates and consistent personalized care. The fundamental difference between a credit union and a bank is that we're not-for-profit. We exist to serve or members - not to profit from them. Chartered in 1938 by Oklahoma City postal workers, we started with fifteen members, $248.50 in assets and two employees. Through our hard work and your trust, we’re now worth over $148 million in assets with over 16,000 members: individuals and their families have chosen to become a part of our family. Mission Statement: To provide service that goes above and beyond expectations to our members and to each other.