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  • At RFS we offer independent objective financial & insurance guidance for families, retirees, professionals and businesses; We provide comprehensive solutions for Insurance Protection, Retirement Income & Small Business Planning including: Tax Advantaged Financial Strategies, Low Risk, Predictable and Guaranteed retirement income solutions, Employee and Executive Business Planning, Pension, IRA & 401k Planning, Managed Risk Investment Planning, Safety of Principal Designed Strategies, Disability, Medicare Supplement & Long Term Care Insurance. Compare quotes from dozens of top rated carriers; Affordable term, permanent, Universal Life, and more. Contact us Today for a quote or a no obligation consultation.