About Us Moat Associates insurance agency consulting: If you are considering insurance arbitration or mediation, are searching for someone as an insurance expert witness or need an insurance agency valuation you will find it worthwhile to discuss your needs in confidence with Moat Associates. Douglas C. Moat, Chairman, is an expert insurance agency consultant with over forty five years of experience in insurance and financial services sales and management including fourteen years as a private consultant. He is an extensive writer, speaker, and expert witness on insurance topics.