About Us Since being admitted to the California State Bar in 1981, Mr. Ask has had a long history of serving the Riverside and San Bernardino County communities as a bankruptcy law practitioner. If you have questions about Chapter 7, Chapter 13, or saving your home from foreclosure, Mr. Ask will help you with answers. Mr. Ask has represented distressed homeowner's, and other distressed persons, overwhelmed with debt, in several thousand Chapter 7 and Chapter 13 proceedings since 1982. The initial consultation is free. It usually lasts about an hour. Mr. Ask need to know enough about you and your financial situation to provide you with well thought out legal and financial advice, and to have you leave our office with a plan to restore yourself to financial freedom.