About Us Smarter Solutions To Debt Problems For More Than 20 Years. If creditors are harassing you about unpaid debts and you’re facing lawsuit threats, it is not too late to get a fresh start. I understand the stress your debt is causing you and your family. In more than 20 years, I have helped hundreds of families and businesses retake control over their finances and stop creditor harassment. Every case is unique. I will explain your situation and create a plan tailored to your needs. If you are ready to move past your debt, contact my office to schedule a free consultation.