About Us Over the years, our office has assisted thousands of people with legal problems such as bankruptcy, car accidents, worker's compensation and adoption. Free consultations free parking Prompt Service Convenient to Owings Mills, Pikesville, Randallstown, Reisterstown, Security, Towson, Windsor Mill, Woodlawn and Baltimore City. Chapter 7 bankruptcy is a liquidation program. The U.S. Bankruptcy Court appoints a Trustee to gather all property and assets of a Debtor, sell them, and pay off the creditors to the extent funds are available. However, State and Federal laws permit debtors to keep a certain amount of assets during bankruptcy. Usually, a person filing Chapter 7 bankruptcy can keep most or all of his or her assets.