Our Mission is “To provide personalized quality financial services that meet the lifetime needs of you and your family.” As a credit union we are owned by our members. When members deposit money into their credit union savings and investments accounts, that money can then be used to meet the borrowing needs of other members. So basically our members work together to support the needs of all members, applying our basic philosophy of People Helping People. Because Greater Niagara FCU does not need to generate income to pay stockholders, the excess money earned is returned to members in the form of higher rates for savings and lower rates for loans!