GGA Retirement is an experienced, independent consultant for 401k plans, serving as a 3(38) or 3(21) plan fiduciary. For employers and financial advisors overseeing retirement plans, we improve employee outcomes through an exclusive investment education app, reduce costs, provide investment fiduciary protection, and ease operational and decision-making burdens. We are a division of Granite Group Advisors, a wealth management firm established in 2003 to be the investor’s advocate through a business model based on truth, transparency and safety.