About Us Since 2003, Ronald Ady has been the leader in defending Utah consumers against abusive debt collectors and junk debt buyers. When demand is made for payment of a questionable debt, his law firm is dedicated to ensuring consumers receive a winning defense. Ronald has built a winning record on hard work, top-notch client service, and aggressive legal representation. Almost always when a consumer is confronted with the demands of an abusive debt collector or junk debt buyer, their demands can be defeated or minimized. If you have been served with court papers and do nothing a default judgment will be taken against you. The default judgment will be reported on your credit. Call to stop overreaching debt collectors. There is no charge for an initial case review. 801-746-3500.