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• If you have a homeowners insurance policy, then it probably covers any sudden and unexpected water damage due to a plumbing malfunction or broken pipe in your home. To that end, coverage under your policy will probably also include compensation for damages caused by deteriorating cast iron pipes and for the replacement of the broken pipe itself. Many homes built before the 1980s have cast iron pipes. These pipes can, and most likely will fail over time. Cast Iron Pipe Lawsuit Lawyer Tampa Florida Many homeowners insurance companies attempt to deny coverage for many different pipe leaks, broken pipes, and water damage claims, including those related to case iron pipes. They do this base.