About Us Action Credit has helped many Texans with flexible and personal financial solutions. We have been assisting hard-working people tackle life’s challenges by providing the help you need when you need it. Our loan experts are from your community, understand your unique situation, and will treat you with honesty, dignity, and respect. Our goal is to deliver the best customer experience and empower you to take control of your finances. Action Credit is not a payday lender. Action Credit is a responsible installment lender with 19 locations throughout Texas. Our dedicated team members are focused on meeting your financial needs with payments you can afford. We provide consumer loans for almost every need or desire. We comply with all federal and state laws and always present fees clearly and completely. You can rest easy knowing you’ve made a smart choice with Action Credit.